Cash loan America – Possible Collection and Advance Fee Loan Scams

Additionally Conducting Business Like:

  • Advance America
  • Advance America Pay Day Loans
  • Money America
  • Cash loan of America
  • Cash Loan USA
  • Fast Money

Note: «Advance America» Should Not Be mistaken for Advance America, money Advance Centers of Washington, LLC, which can be a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers to prevent provide any person that is nonpublic, such as for instance social safety number, bank card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status.

DFI has gotten reports of obvious scams carried out by people claiming to express Advance America, Cash America, advance loan America, advance loan United States Of America, Speedy money, and Advance America pay day loans.

Many customers received telephone calls and/or emails from individuals claiming to represent advance loan America, money America, and Advance America pay day loans where in actuality the callers offered loans in return for upfront costs. Although a few customers never sent applications for an online payday loan, the callers insisted which they had been calling to talk about the customers’ pay day loan applications. One customer stated that, when she refused to wire cash into the caller, the caller threatened action that is legal her. Various other customers paid the fee that is upfront failed to have the loan guaranteed. One or more consumer additionally received a loan that is similar via email.

Two customers reported getting a call from a person claiming to represent advance loan America. Within one situation, the buyer had been told they’d receive a deposit and had been instructed to get iTunes present cards and deliver them into the caller. The buyer complied with all the caller’s needs; nonetheless no loan had been supplied. Within the 2nd situation, the buyer had been told to buy a Google Enjoy present card from a nearby store so that you can show the buyer could repay the mortgage. The customer bought A amazon present card alternatively if the customer suspected it might be a fraud. The customer contacted the so-called agent who the customer defined as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.

A few customers had been contacted by individuals claiming that these people were gathering a debt owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller stated that the customer owed a financial obligation for a 2007 cash advance but declined to deliver virtually any information about your debt. The buyer stated that he would not sign up for any loans that are payday 2007. A consumer received a text message demanding payment in another case. That customer stated that he never ever had that loan.

Two customers reported emails that are receiving people claiming to represent advance loan United States Of America. The email messages indicated that the customers owed on a so-called financial obligation and had a need to spend instantly in order to avoid action that is further. Both customers reported never ever acquiring that loan with advance loan United States Of America.

In 2 other cases that are separate customers received a message that stated the “Semrad law practice” could be managing the collection if the customer would not spend funds. One e-mail claimed that it was from “Kristen Johnson” when you look at the “Accounting Department,” plus the other reported “Nik Ramon” in the “Settlement Department.”

An additional case, a customer received a page that stated “Pacific Legal Group” could be managing the collection in the event that consumer didn’t spend money. The page threatened that the civil action had recently been filed and unlawful action and wage garnishment will be forthcoming in the event that settlement quantity had not been compensated instantly.


  • Pacific Legal Group, Computer (san francisco bay area, CA)Pacific Legal Group, Computer has provided the following declaration to customers regarding their company tasks: “At the current time, Pacific Legal Group, PC does not have any customers in Washington State, but we do provide appropriate representation within the Ninth Circuit Court of Appeals to Washington State residents. Pacific Legal Group, PC doesn’t make any unsolicited phone calls to customers.
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the statement that is following customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California is certainly not connected with Pacific Legal Group, an authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah.
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These obvious frauds are from the contact information that is following

But, on occasion, emails or letters from unlicensed entities participating in fraudulent activity will include accurate information that is personal such as for instance present or previous details, active telephone numbers, or social protection figures. The Department encourages customers who get communications containing private information to contact their banking institutions, credit-reporting agencies, therefore the personal protection Administration to make sure there is absolutely no unauthorized activity on the records.

Commercial Collection Agency Laws

In the event that you received that loan from the loan provider or owed money to a company and some body apart from the lender or company is now trying to collect from you, the collection task can be susceptible to the federal Fair Debt Collection techniques Act (FDCPA). In the event that you be given a interaction from a celebration claiming that a financial obligation is owed, you need to request a “written validation notice,” which must are the level of your debt, the title associated with the creditor you borrowed from, as well as your liberties underneath the FDCPA.

If some body threatens to garnish your wages, speak to your manager, or makes use of threatening, daunting, or unpleasant language, report such actions to convey and federal regulators. See below for how exactly to contact the right state and regulator that is federal.